Private credit & RWA lifecycle
Policy-gated credit workflows for Arc-native finance.
Kestrel Credit turns private-credit operations into auditable Kestrel workflows: intake, KYB/KYT review, escrowed milestones, memo-backed repayment references and proof-linked reporting before value moves.
Gateway and memos
Credit operations need balance state and repayment context.
Gateway balance pathCredit facilities can reference account-style USDC/EURC balances while preserving policy checks.ready
Transaction memoRepayment, borrower, invoice and facility context can be attached to the proof trail.ready
Failed traceWhen execution fails, the latest available transaction hash is captured for review instead of disappearing.ready
Credit lifecycle
Private credit work becomes structured agent jobs.
01Deal intakeBorrower, lender, facility size and repayment intent are normalized into one Kestrel envelope.
02KYB/KYT gatesShield records risk checks before funds or repayment schedules can move forward.
03Escrow scheduleEscrow models milestone funding, repayment windows, release and dispute outcomes.
04Memo-backed paymentTransaction memo references keep invoice, borrower and repayment context attached to settlement evidence.
05Proof trailProof links policy, receipt, validation and execution state for reviewer and operator audit.
Controls
Fail closed when risk or artifacts change.
Borrower KYBEntity, wallet and repayment context are captured before offer approval.
KYT monitoringAddress risk changes can move a credit job from approved to review.
Artifact gatingMissing receipt or validation evidence blocks settlement and opens review.
Reconciliation
Every repayment can carry business context.
Transaction memoInvoice, borrower, facility and repayment window are attached as structured context.ready
Proof trailPolicy, receipt and validation references stay reviewable after execution.linked
Review queueMissing artifacts pause the job instead of settling silently.gated
Arc Shield
Risk gates and continuous monitoring for borrower, lender and collateral addresses.
Arc Escrow
Milestone and repayment state machine for release, refund and dispute flows.
Arc Proof
Receipt, validation, memo reference and transaction evidence in one trail.
Arc Treasury
Budget caps, wallet balances and settlement readiness for credit operations.
Arc Flow
Policy orchestration before execution and review if artifacts are missing.
Arc Billing
Servicing fees, invoices and recurring repayment references.